The Importance of Pre-Qualification

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It's important to visit with a mortgage loan pro early, even if you haven't decided what sort of house you hope to find. What for? How can we help you if you haven't negotiated an amount, and do not yet know the amount you want to borrow?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly payment you can fit in your budget, and how much we of a loan you will qualify for. The process takes you through your current financial situation - your debts, income, career, and down payment money, among other things. It's short and basic; We keep the paperwork to a minimum.

We give you a Pre-Qualification Letter when you qualify, that documents that we're confident you can qualify for up to a specific amount of mortgage loan dollars.

Power in the Pre-Qual

With your pre-qualification letter, some advantages are yours when you locate the house you want to make an offer for. First, you have some definite numbers in mind, as the total you will qualify for on your mortgage. Being pre-qualified will also make your offer look even better to the home seller, as if you were bringing them a big box of cash! They will not need to be concerned they are wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to fret over. They have a virtual guarantee that they can trust your buying power.

We help with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and how much we of a loan you can qualify for. This process leads you through your financial situation - your debts, income, career, down payment money, among other things. It's quick and to the point; and we keep the paperwork to a minimum.

One on one

It is vital for you to sit down and meet with us, even though you are welcome to also try the helpful mortgage calculator tools on this site. For one thing, you will want a Pre-Qualification Letter! Next, we can review your mortgage program options and be sure you are in the right one. Contact us at 2817780805 to get started.

Have questions about pre-qualifying? Call us at 2817780805. We answer pre-qualification questions every day.