When to Speak to a Mortgage Pro
Looking for a loan? We will be glad to assist you! Call us at (281) 778-0805. Want to get started? Apply Here.
It's helpful to visit with a mortgage professional early, even before you have determined the sort of home to look for. Why? When you don't yet know how much home you want to qualify for, how can we help?
We Can Help You Pre-Qualify
We will help you see how much of a mortgage you can afford, and how much money you can borrow, by walking you through the pre-qualification process. We accomplish this by analyzing your debts and income, your work and residence circumstances, the available funds for down payment, required reserves, and some other things. It's short and to the point; We take pride in keeping the paperwork light.
At the point you are considered eligible, we will prove our confidence in your potential to qualify for a loan by giving you a Pre-Qualification Letter (also called a "pre-qual").
Various beneifits open to you after you have found your new house, and have achieved pre-qualification. First, it helps you know how much you are able to offer.
Of greater importance to the current home owner, your being pre-qualified is like your having walked into their house with a bag full of money to purchase the home! They need not wonder if that they're wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to lose sleep over. You'll have the clout of a buyer ready to make the deal on the spot!
We will help you with your pre-qualification
When we pre-qualify you, we help you determine the amount you can afford in mortgage payments you can afford, and the loan amount you can qualify for. The process outlines your current financial situation - your debt, income, career, cash available for down payment, among other things. It is a quick, thorough process with minimal risks for papercuts.
One on one
You can always use the calculators here on our site to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with us. For one thing, you'll need a Pre-Qualification Letter! Next, we can review your mortgage program options and be sure you are in the right one. Let us get you started: Call us at (281) 778-0805.
Have questions about pre-qualifying? Call us at (281) 778-0805. We answer pre-qualification questions every day.