When to Talk to a Mortgage Professional

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Even if you've not researched houses to visit yet, it's advantageous to see your mortgage pro first. Why? When you do not know yet how much house you want to qualify for, what could we help you with?

Pre-Qualify

Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. We do this by analyzing your income and debts, your work and residence circumstances, the available funds for a down payment, required reserves, and other considerations. It is a short, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter if you qualify, that documents that we're confident you can qualify for up to a certain amount of mortgage dollars.

Power in the Pre-Qual

Holding your pre-qualification letter, some advantages are yours when you find the house you want to make an offer for. First of all, you have some general numbers in mind, as the total you can borrow. Of greater importance to the home seller, your pre-qualification is like your having entered their house with a bag full of money ready to make the deal! They won't need to wonder if they have been wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. They have a virtual guarantee to trust your ability to back up your offer.

We will help you pre-qualify

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can afford, and the loan amount you can qualify for. We do this by analyzing your income and debts, your work and housing circumstances, your available funds for down payment, required reserves, and some other things. It's short and basic; and we keep the paperwork light.

Face to Face

It's vital to sit down and meet with us, even though you are welcome to also use the helpful mortgage calculators on this website. We can work toward your pre-qualification letter. Next, we can study your mortgage choices and make sure you are in the best one. We're eager to hear from you: contact us at 2817780805.

Have questions about pre-qualifying? Call us at 2817780805. We answer pre-qualification questions every day.