Why it's Important to Pre-Qualify

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It is important to consult with your mortgage loan professional early — even before you've started to consider neighborhoods. What for? If you don't know yet how much house you want to qualify for, what can we do for you?

We Can Help You Pre-Qualify

Our mortgage professionals can help you determine how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. The process takes you through your current financial situation - your debt, income, career, and cash available for down payment, among other things. It's a short, thorough process with minimal risks for papercuts.

We'll give you a Pre-Qualification Letter when you qualify, that says that we're confident you'll qualify for up to a predetermined amount of mortgage dollars.

Pre-Qualification Power

Armed with your pre-qualification letter, several advantages are yours when you locate the house you want to put together an offer for. The first is that you'll know the amount you'll be able to afford when determining the offer. Being pre-qualified will also make your offer more attractive to the home seller, like you were bringing them a big box of cash! They need not be concerned they're wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can count on you to qualify for your loan.Your qualifying for your needed loan amount will not be something for them to worry about. You have the sway of a buyer ready to make the deal right now!

We help with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the loan amount you will qualify for. We do this by considering your income and debts, your employment and residence situations, your funds available for a down payment, required reserves, and other financial considerations. It's a quick, thorough process with minimal risks for papercuts.

Face to Face

You can certainly use the calculators on our site to calculate how much mortgage you can afford - but it's also essential to talk with us. We can begin working on your pre-qualification letter. Then, we will make sure we have the right mortgage loan program for your situation. We are waiting to hear from you: contact us at (281) 778-0805.

Have questions about pre-qualifying? Call us at (281) 778-0805. It's our job to answer pre-qualification questions, so we're happy to help!